Affiliate Disclosure

Last updated: March 25, 2026

How We Make Money

Compare Expat Plans is a free resource. We earn revenue through affiliate partnerships with international health insurance providers. When you click a link to an insurance provider on our site and subsequently purchase a policy, we may receive a referral commission from that provider.

This is how we sustain the site and continue providing free, in-depth insurance comparisons and guides.

What This Means for You

• No extra cost: You pay the same price whether you use our links or go directly to the provider. Our commission comes from the insurance company, not from you.
• Same coverage: The insurance policy you receive is identical regardless of how you found the provider.
• Your choice: You are never obligated to use our links. If you prefer to go directly to a provider's website, that's completely fine.

Our Editorial Independence

We take our editorial integrity seriously. Here's how we maintain objectivity despite our affiliate relationships:

• Research-based recommendations: We recommend insurance plans based on coverage quality, value, customer service, and suitability for specific situations—not commission rates.
• We include non-affiliate options: If a provider offers excellent coverage but doesn't have an affiliate program, we still include them in our comparisons and recommendations.
• We disclose drawbacks: Every provider has limitations. We point these out even when it might discourage a purchase through our links.
• We suggest alternatives: If a competitor offers better value for a specific reader's situation, we say so.
• No pay-for-placement: Insurance providers cannot pay for better rankings or more favorable reviews.

Affiliate Relationships

We have affiliate relationships with various international health insurance providers, including but not limited to:

• Cigna Global
• Allianz Care
• Aetna International
• BUPA Global
• GeoBlue
• IMG Global
• SafetyWing
• World Nomads

This list may change as we add or remove affiliate partnerships. The presence or absence of an affiliate relationship does not affect whether we review or recommend a provider.

How to Identify Affiliate Links

Links to insurance providers on our site are generally affiliate links. This includes:

• Buttons that say "Get a Quote," "Check Prices," "Apply Now," or similar
• Links to provider websites within our reviews and comparisons
• Provider logos that link to their websites

When you click these links, you may be redirected through our affiliate tracking system before arriving at the provider's website.

What We Are Not

To be clear about our role:

• We are not insurance brokers or agents. We do not sell insurance policies directly and are not licensed to provide insurance advice.
• We are not financial advisors. Our content is informational and should not be considered professional financial advice.
• We do not handle claims. If you purchase insurance through our links, your relationship is with the insurance provider, not with us.
• We do not have access to your personal information. When you apply for insurance, your data goes directly to the provider.

FTC Compliance

This disclosure is provided in accordance with the Federal Trade Commission's guidelines on affiliate marketing and endorsements. The FTC requires that we disclose our financial relationships with the companies whose products we discuss.

Questions?

If you have questions about our affiliate relationships or how we make money, please contact us. We're committed to transparency and happy to explain our business model.

Business Information

Compare Expat Plans is operated by:

John Spencer
PO Box 983
Keller, TX 76244
United States