Terms of Service

Last updated: January 26, 2026

Agreement to Terms

By accessing or using Compare Expat Plans (compareexpatplans.com), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

What We Do

Compare Expat Plans provides information and comparisons about international health insurance options for expats, digital nomads, retirees, and others living abroad. Our content is intended to help you understand your options and make informed decisions.

Important Disclaimers

Not Insurance Brokers or Agents

We are not insurance brokers, licensed agents, or financial advisors. We do not sell insurance policies directly. The information on this website is for educational and informational purposes only and should not be considered professional advice.

Not Professional Advice

Nothing on this website constitutes:

• Insurance advice
• Legal advice
• Tax advice
• Immigration advice
• Medical advice

Always consult qualified professionals (insurance brokers, attorneys, tax advisors, immigration consultants, healthcare providers) before making decisions about insurance, visas, taxes, or healthcare.

Information Accuracy

We strive to keep our information accurate and up-to-date, but:

• Insurance plans, prices, and coverage change frequently
• Visa requirements and immigration rules change
• Healthcare costs and systems vary
• We may not have the most current information

Always verify information directly with insurance providers, government authorities, and other official sources before making decisions.

Affiliate Disclosure

Compare Expat Plans participates in affiliate programs with insurance providers. This means:

• We may earn commissions when you click links to insurance providers and purchase coverage
• These commissions come from the insurance companies, not from you
• You do not pay more by using our links
• Affiliate relationships do not influence our editorial content or recommendations

We recommend products based on research and analysis, not commission rates. Our goal is to provide honest, useful information regardless of affiliate relationships.

Third-Party Links

Our website contains links to third-party websites, including insurance providers. We are not responsible for:

• The content, accuracy, or opinions expressed on third-party sites
• The privacy practices of third-party sites
• Products or services offered by third parties
• Any transactions you complete with third parties

Review the terms and privacy policies of any third-party site before providing personal information or making purchases.

Intellectual Property

All content on this website—including text, graphics, logos, images, and software—is the property of Compare Expat Plans or its content suppliers and is protected by copyright laws.

You may:

• View and print content for personal, non-commercial use
• Share links to our content

You may not:

• Reproduce, distribute, or republish our content without permission
• Use our content for commercial purposes without written consent
• Remove copyright or proprietary notices

User Conduct

When using our website, you agree not to:

• Use the site for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of the website
• Transmit viruses, malware, or harmful code
• Scrape or collect data without permission
• Impersonate others or provide false information

Limitation of Liability

To the fullest extent permitted by law:

• Compare Expat Plans is provided "as is" without warranties of any kind
• We do not guarantee the accuracy, completeness, or usefulness of any information
• We are not liable for any damages arising from your use of this website
• We are not liable for decisions you make based on our content
• We are not liable for issues with insurance products purchased through our links

Your use of this website is at your own risk. If you are dissatisfied with any aspect of the website, your sole remedy is to stop using it.

Indemnification

You agree to indemnify and hold harmless Compare Expat Plans, its owners, employees, and affiliates from any claims, damages, losses, or expenses arising from your use of the website or violation of these terms.

Changes to Terms

We may modify these Terms of Service at any time. Changes take effect when posted on this page. Your continued use of the website after changes constitutes acceptance of the new terms.

Governing Law

These Terms of Service are governed by the laws of the United States. Any disputes arising from these terms or your use of the website shall be resolved in accordance with US law.

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in effect.

Contact

Questions about these Terms of Service? Contact us at:

Email: legal@compareexpatplans.com