Expat Health Insurance in Latin America

Key Highlights: Health Insurance in Latin America

• Mexico, Costa Rica, and Panama are top retirement destinations with established expat communities.
• Healthcare is affordable—private insurance costs $80-200/month in most countries.
• Mexico's IMSS offers public healthcare access to expats for ~$500/year.
• Colombia and Ecuador have growing digital nomad scenes with new visa options.
• Quality varies: Major cities have excellent private hospitals; rural areas are limited.

Featured Countries in Latin America

These are the most popular destinations for expats in Latin America. Click through for detailed coverage guides.

Who Latin America Is Best For

• Retirees seeking affordable retirement with good healthcare
• Digital nomads wanting timezone alignment with US/Canada
• Spanish learners immersing in Latin culture
• Those wanting proximity to the US for visits

Considerations for Latin America

• Spanish is essential outside major tourist areas and expat hubs
• Security varies by country and region—research specific areas
• Hurricane/earthquake risk in some areas (Mexico, Central America)
• Infrastructure can be inconsistent outside major cities

All Countries in Latin America

Complete list of countries in Latin America with health insurance guides:

Related Resources

• Best Expat Health Insurance 2025
• Insurance for Digital Nomads
• Insurance for Retirees Abroad
• Understanding Medical Evacuation Coverage