Written by
John Spencer
John Spencer is the founder of Compare Expat Plans, focusing on clear, neutral information to help people find health coverage abroad.
Key Highlights: Health Insurance in Oceania
- Australia requires insurance for most visas—reciprocal agreements exist with some countries.
- New Zealand's ACC covers accident injuries for everyone—but not illness.
- Pacific islands have very limited healthcare—evacuation to Australia/NZ is common.
- Australia and NZ have excellent healthcare systems but can be expensive.
- Wait times for public healthcare can be long in both Australia and NZ.
Featured Countries in Oceania
These are the most popular destinations for expats in Oceania. Click through for detailed coverage guides.
Australia
Insurance recommended
View guide →
New Zealand
Insurance recommended
View guide →
Fiji
Insurance recommended
View guide →
Who Oceania Is Best For
- Professionals on skilled worker visas
- Working holiday makers
- Retirees in New Zealand (if qualifying)
- Pacific island workers and volunteers
Considerations for Oceania
- Australia visa insurance requirements are specific—check your visa type
- New Zealand's ACC doesn't cover illness—private insurance recommended
- Pacific islands require evacuation coverage to Australia/NZ
- Cost of living is high in Australia and NZ
All Countries in Oceania
Complete list of countries in Oceania with health insurance guides:
Australia Fiji French Polynesia * Guam New Caledonia * New Zealand Papua New Guinea Samoa Tonga Vanuatu
* Insurance required for visa/residence permit
Related Resources
Disclaimer: This guide is for informational purposes only. Healthcare systems, insurance requirements, and visa rules change. We are not insurance brokers or licensed advisors. Verify all information with official sources before making decisions.