Cigna Global Health Insurance in Australia

Cigna Global in Australia

Cigna Global is a top choice for expats in Australia seeking premium international health coverage. With established relationships with major private hospitals across Sydney, Melbourne, Brisbane, and Perth, Cigna offers seamless care in Australia's excellent healthcare system.

For corporate expats and families, Cigna's comprehensive coverage and service quality justify the premium pricing. The plan travels with you if you relocate and provides visa-compliant coverage.

Coverage Details

Cigna Global plans include:

• Inpatient care: Private rooms, surgery, ICU, cancer treatment
• Outpatient care: GP visits, specialists, diagnostics (Gold/Platinum)
• Mental health: Inpatient and outpatient coverage
• Maternity: Covered after waiting period (10-12 months)
• Dental and vision: Optional add-ons available
• Wellness benefits: Health screenings, vaccinations

Australia-Specific Benefits

Cigna's coverage works well in Australia because:

• Direct billing at most major private hospitals
• 24/7 support with Australia-aware staff
• Cashless treatment at network facilities
• Letter for visa compliance available on request

Hospital Network

Cigna has relationships with Australia's leading private hospital groups:

• Sydney: St Vincent's Private, Prince of Wales Private, Mater Hospital
• Melbourne: Epworth, Cabrini, St Vincent's Private
• Brisbane: Mater Private, St Andrew's, Wesley Hospital
• Perth: St John of God, Hollywood Private

Direct billing is available at most network hospitals. For smaller clinics or regional facilities, you may need to pay and claim reimbursement.

Plans and Pricing

Deductible Options

Adding a deductible reduces premiums significantly:

• $0 deductible: Full pricing as shown
• $500 deductible: 15-20% premium reduction
• $2,500 deductible: 25-35% premium reduction

Given Australia's high healthcare costs, even a moderate deductible gets used quickly if you need care.

Who Should Choose Cigna in Australia