Allianz Care in Colombia

Allianz Care in Colombia

Allianz Care offers a compelling balance of comprehensive coverage and competitive pricing that works well for Colombia's expat community. As one of the world's largest insurers, Allianz brings financial stability and a global network to the table.

For expats looking for solid international coverage without premium pricing, Allianz represents strong value—particularly in Colombia where healthcare costs are already reasonable.

Why Allianz for Colombia

Allianz Care works well for Colombia expats for several reasons:

Price-to-Coverage Ratio

Allianz typically offers 10-20% lower premiums than Cigna or BUPA for comparable coverage levels. In Colombia, where healthcare costs are already low, this makes Allianz an attractive option.

Hospital Access

Allianz's network includes Colombia's major hospitals:

• Fundación Santa Fe (Bogotá): In-network, direct billing
• Hospital Pablo Tobón Uribe (Medellín): Network facility
• Major private hospitals: Throughout Colombia's cities

Flexible Plans

• Multiple coverage tiers to match your budget
• Optional add-ons for dental, vision, wellness
• Adjustable deductibles for cost control
• Area of coverage options (regional vs worldwide)

Digital Experience

• User-friendly member portal
• Mobile app for claims and ID cards
• Online pre-authorization for procedures

Plans and Pricing

Prices shown for healthy 35-year-old. Actual premiums depend on age, health history, selected coverage, and deductible.

Cost Factors

• Age: Premiums increase with age
• Coverage area: Americas-only is cheaper than worldwide
• Deductible: Higher deductibles reduce premiums significantly
• US coverage: Including US increases costs 30-40%

Coverage Details

What's Covered

• Inpatient: Hospital stays, surgery, ICU, cancer treatment
• Outpatient: Doctor visits, specialists, diagnostics (Classic+)
• Emergency: Worldwide emergency coverage
• Evacuation: Medical evacuation and repatriation
• Mental health: Coverage included (with limits)

Limitations

• Pre-existing conditions: Moratorium or underwriting options
• Maternity: Waiting period applies, optional on some plans
• Dental/vision: Optional add-on

Who It's Best For

Value-Conscious Expats

If you want comprehensive international coverage but don't want to pay premium prices, Allianz offers excellent value. The savings compared to Cigna or BUPA can add up significantly over time.

Long-term Residents

For expats planning to stay in Colombia for several years, Allianz's competitive pricing makes it sustainable long-term without sacrificing quality coverage.

Digital Nomads

Allianz meets Colombia's visa requirements and provides worldwide coverage for frequent travelers. The mobile app makes managing your insurance on the go straightforward.