Written by
John Spencer
John Spencer is the founder of Compare Expat Plans, where he focuses on helping people compare health plans for life abroad. He emphasizes clear information, neutral analysis, and practical decision support.
Cigna Global in Canada
Cigna Global is a top choice for expats in Canada seeking comprehensive international health coverage. With strong presence in North America and relationships with major Canadian healthcare providers, Cigna offers premium service that goes beyond what provincial plans provide.
For corporate expats and families, Cigna's coverage fills the significant gaps in provincial healthcare—dental, vision, prescriptions, and private rooms—while providing international coverage for travel.
$2M+
Maximum coverage
Dental/Vision
Included options
Global
Including US coverage
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Premium coverage that fills provincial healthcare gaps.
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Coverage Details
Cigna Global plans include benefits that provincial healthcare doesn't cover:
- Inpatient care: Private rooms, surgery, cancer treatment
- Outpatient care: GP visits, specialists, diagnostics
- Dental: Preventive, basic, and major dental work
- Vision: Exams, glasses, contacts
- Prescriptions: Comprehensive drug coverage
- Mental health: Inpatient and outpatient coverage
- Maternity: Covered after waiting period
Key Advantage: US Coverage
Cigna Global includes US coverage—important for Canadians who travel to the US frequently. Provincial plans provide minimal US coverage, and US healthcare costs can be devastating without insurance.
Plans and Pricing
| Plan | Coverage | Canada (Age 35) |
|---|---|---|
| Silver | Inpatient only | $200-260/mo |
| Gold | Inpatient + Outpatient | $320-420/mo |
| Platinum | Comprehensive | $400-520/mo |
Canada Pricing Note
Canada premiums are higher than many other countries due to:
- Proximity to expensive US healthcare
- High local healthcare costs
- Comprehensive North American coverage expectations
Who Should Choose Cigna in Canada
Good Fit
- Corporate expats and executives
- Families wanting comprehensive coverage
- Those who travel to the US frequently
- People wanting dental/vision/Rx coverage
- Expats who may relocate internationally
Consider Alternatives
- Budget-conscious (Allianz, AXA)
- Waiting period only (SafetyWing)
- Those satisfied with provincial coverage
- Short-term visitors
Ready for Premium Coverage?
Get a personalized Cigna Global quote for Canada.
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Disclaimer: Prices are estimates for a healthy 35-year-old. Actual premiums depend on age, health history, and coverage selections.
