Written by
John Spencer
John Spencer is the founder of Compare Expat Plans, where he focuses on helping people compare health plans for life abroad. He emphasizes clear information, neutral analysis, and practical decision support.
IMG Global in Canada
IMG (International Medical Group) offers flexible international health insurance at competitive prices. For Canada expats, IMG provides a solid mid-tier option with customizable deductibles and coverage limits.
IMG's flexibility makes it attractive for those who want to balance coverage with budget. High-deductible options can significantly reduce premiums.
$8M
Maximum available
Flexible
Deductible options
Customizable
Coverage options
Get an IMG Quote for Canada
Flexible coverage with customizable options.
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Coverage Options
IMG Global Medical Insurance includes:
- Inpatient care: Hospital, surgery, intensive care
- Outpatient care: Doctor visits, specialists (Plus/Platinum)
- Prescription drugs: Covered per plan terms
- Mental health: Available on higher tiers
- Maternity: Optional rider with waiting period
- Dental: Optional add-on
Customization Options
IMG allows significant customization:
- Deductibles from $250 to $25,000
- Coverage limits from $1M to $8M
- Optional riders for dental, vision, maternity
- Area of coverage selection (with/without US)
Plans and Pricing
| Plan | Coverage | Canada (Age 35) |
|---|---|---|
| Global Medical | Essential inpatient | $140-190/mo |
| Global Medical Plus | Inpatient + Outpatient | $200-280/mo |
| Global Medical Platinum | Comprehensive | $280-380/mo |
Saving with Higher Deductibles
IMG's flexible deductibles can significantly reduce premiums:
- $250 deductible: Prices shown above
- $2,500 deductible: 20-30% savings
- $5,000 deductible: 30-40% savings
Who Should Choose IMG in Canada
Good Fit
- Budget-conscious seeking real coverage
- Healthy individuals (high deductible)
- Those wanting flexible options
- Mid-term stays (1-3 years)
- Self-employed expats
Consider Alternatives
- Those wanting premium service (Cigna)
- Corporate packages (BUPA, Cigna)
- Very short stays (SafetyWing)
- Those needing extensive direct billing
Ready for Flexible Coverage?
Get a personalized IMG Global quote for Canada.
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Disclaimer: Prices are estimates for a healthy 35-year-old with moderate deductible. Actual costs depend on specific selections.