Allianz Care Health Insurance in France

Allianz Care in France

Allianz Care offers international coverage for expats in France with a standout feature: high-deductible options that can cut premiums by up to 60%. As an EU-based insurer (German), Allianz may have advantages when dealing with French authorities.

Like all international insurance in France, Allianz serves two purposes: coverage during the pre-PUMA period, and ongoing worldwide coverage for expats who travel or may relocate.

Pre-PUMA Visa Coverage

For French long-stay visa applications, you need private health insurance. PUMA enrollment takes 3+ months after establishing residency.

Visa Requirements

• Comprehensive inpatient and outpatient coverage
• Valid for the full visa duration
• Adequate coverage limits

Allianz Care Classic, Premium, and Platinum plans meet these requirements. As an EU insurer, French consulates may be familiar with Allianz documentation.

Network Coverage in France

Allianz Care has a good network in France with direct billing at major private hospitals.

Key Network Points

• Paris: Coverage including American Hospital of Paris
• Major cities: Network in Lyon, Nice, Bordeaux, Marseille
• EU-wide: Seamless coverage across Europe
• Reimbursement: Any licensed French provider

Plans and Pricing

Prices for worldwide coverage excluding USA. High deductibles (€2,500-5,000) reduce premiums by 40-60%.

The High-Deductible Strategy

Once you have PUMA, a high-deductible Allianz plan makes sense: PUMA covers routine care, Allianz covers major expenses beyond the deductible. This maximizes savings while maintaining worldwide coverage.

Which Plan for France?

• Classic: The balanced choice. Meets visa requirements, covers outpatient.
• Premium: Enhanced benefits. Good for comprehensive coverage.
• Platinum: Maximum coverage for those wanting the best.

vs French Options

Keep Allianz Care If:

• You're in the pre-PUMA period
• You want high-deductible savings
• You travel within Europe frequently
• You might relocate from France
• You prefer an EU-regulated insurer

Switch to PUMA + Mutuelle If:

• You're staying in France long-term
• You don't travel outside the EU much
• Budget is a concern

See all France insurance options →

Using Your Insurance in France

Direct Billing

At network hospitals, show your Allianz card for cashless treatment.

Reimbursement

For non-network providers, pay and submit via the MyHealth app. French factures are accepted without translation.

Who Should Choose Allianz in France

Common Questions

How does the high-deductible work with PUMA?

After PUMA enrollment, PUMA covers routine care. A high-deductible Allianz plan covers major expenses beyond your deductible and worldwide travel. This combination provides comprehensive coverage at lower cost.

Is Allianz Care accepted for French visas?

Yes, Allianz Care Classic and higher plans are typically accepted. Verify with your consulate.

What if I move within Europe?

Your coverage continues unchanged. Simply update your residence with Allianz.