Allianz Care Health Insurance in Germany

Allianz Care in Germany

Allianz Care is the international health insurance arm of Allianz, one of Germany's largest insurers. For expats in Germany, this means working with a company that deeply understands German healthcare and EU regulations.

While Allianz Care is international insurance (not German PKV), its German roots mean better integration with German healthcare providers and processes.

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Plans and Pricing

Plan	Coverage	Germany (Age 40)
Essential	Inpatient only	€110-150/mo
Classic	Inpatient + Outpatient	€170-230/mo
Premium	Comprehensive	€260-350/mo

High-Deductible Strategy

Allianz offers deductibles up to €10,000. For expats who plan to use GKV for routine care but want international coverage for major events, a high-deductible Allianz plan can work as supplementary coverage.

Germany-Specific Benefits

German company: Allianz understands German healthcare deeply
EU regulatory expertise: Plans designed for European compliance
German-speaking support: Native German support available
Strong network: Excellent hospital network in Germany
Allianz brand recognition: German providers know Allianz well

Who Should Choose Allianz in Germany

Good Fit

Those who value German company expertise
Expats wanting high-deductible savings
Those using GKV + supplementary coverage
Freelancers in initial period
Expats who may move within EU

Consider Alternatives

Long-term residents (GKV or German PKV)
US expats (Aetna or GeoBlue)
Budget-focused nomads

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