Written by
John Spencer
John Spencer is the founder of Compare Expat Plans, where he focuses on helping people compare health plans for life abroad. He emphasizes clear information, neutral analysis, and practical decision support.
IMG Global in Germany
IMG Global offers budget-friendly international health insurance that works well for expats in Germany during visa applications and initial establishment periods. It's typically 20-40% cheaper than premium competitors.
For expats who plan to transition to Germany's GKV or PKV system, IMG provides affordable coverage for the interim period.
Get a Germany Quote
See IMG Global pricing for expats in Germany.
Get QuoteWe may earn a commission when you apply through our links. This does not affect our recommendations.
Plans and Pricing
| Plan | Coverage | Germany (Age 40) |
|---|---|---|
| Global Medical Insurance | Comprehensive | €110-160/mo |
| Global Medical + Outpatient | Full coverage | €150-210/mo |
Value Proposition
IMG costs significantly less than Cigna or BUPA while providing solid coverage. Good for expats who don't need premium service features and plan to transition to the German system.
Germany-Specific Benefits
- Visa compliance: Meets German visa insurance requirements
- Budget-friendly: Lower premiums than premium competitors
- Flexible terms: Various deductible options available
- Worldwide coverage: Good for expats who travel
Who Should Choose IMG in Germany
Good Fit
- Budget-conscious expats
- Those planning to transition to GKV
- Job seekers (6-month visa period)
- Freelancers in first year
Consider Alternatives
- Those wanting premium service
- Expats with pre-existing conditions
- Those needing extensive direct billing
Ready for Coverage in Germany?
Get a personalized IMG Global quote.
Get Your QuoteWe may earn a commission when you apply through our links. This does not affect our recommendations.
