Written by
John Spencer
John Spencer is the founder of Compare Expat Plans, where he focuses on helping people compare health plans for life abroad. He emphasizes clear information, neutral analysis, and practical decision support.
Cigna Global in Indonesia
Cigna Global is a top choice for serious expats in Indonesia who want comprehensive coverage. With high limits ($1-3M), strong evacuation benefits, and direct billing at major Indonesian hospitals, Cigna provides the security that's essential in a country where medical evacuation may be necessary.
For digital nomads, Cigna may be overkill. But for long-term expats, families, or anyone with health concerns, it's worth the premium.
$1-3M
Annual coverage limits
Included
Medical evacuation
24/7
Emergency support
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See what Cigna Global costs for expats in Indonesia.
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Network Coverage in Indonesia
Cigna has direct billing arrangements at Indonesia's top private hospitals:
| Location | Network Hospitals | Direct Billing |
|---|---|---|
| Bali | BIMC Hospital (Kuta & Nusa Dua), Siloam Hospitals, Kasih Ibu | |
| Jakarta | Pondok Indah Hospital, RS Medistra, Siloam Hospitals | |
| Surabaya | National Hospital, Siloam Hospitals Surabaya |
Bali Coverage
BIMC Hospital (locations in Kuta and Nusa Dua) is the premier international-standard hospital in Bali. Cigna has direct billing here, making cashless treatment straightforward.
Jakarta Coverage
Jakarta has more hospital options with world-class facilities like Pondok Indah Hospital. If you need specialized care beyond Bali's capabilities, Jakarta is typically the first destination.
Plans and Pricing
| Plan | Coverage | Indonesia (Age 35) |
|---|---|---|
| Silver | Inpatient + Day-patient | $120-160/mo |
| Gold | Silver + Outpatient | $160-220/mo |
| Platinum | Gold + Enhanced | $220-300/mo |
Which Plan for Indonesia?
- Silver: Inpatient only. Pay routine care out of pocket (affordable in Indonesia).
- Gold: Practical choice with outpatient coverage included.
- Platinum: Maximum coverage with enhanced mental health and wellness.
Medical Evacuation
Medical evacuation coverage is crucial in Indonesia. Cigna Global includes evacuation benefits that cover transport to Singapore, Australia, or your home country if local facilities can't provide needed care.
This is especially important if you're based in Bali or other islands outside Java—evacuation costs can exceed $50,000-100,000.
Who Should Choose Cigna in Indonesia
Good Fit
- Long-term expats and families
- Those with health concerns
- Retirees on KITAS
- Anyone wanting comprehensive coverage
- Those prioritizing evacuation benefits
Consider Alternatives
- Short-term digital nomads (SafetyWing)
- Budget-conscious healthy expats (IMG)
- Those on tourist visas only
Ready for Coverage in Indonesia?
Get a personalized Cigna Global quote.
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Disclaimer: Verify coverage details directly with Cigna before purchasing.
