Written by
John Spencer
John Spencer is the founder of Compare Expat Plans, where he focuses on helping people compare health plans for life abroad. He emphasizes clear information, neutral analysis, and practical decision support.
IMG Global in Indonesia
IMG Global offers budget-friendly international health insurance for Indonesia expats who want more coverage than SafetyWing but don't need premium options. Their high-deductible plans can significantly reduce premiums while providing solid catastrophic coverage.
For cost-conscious expats planning longer stays in Indonesia, IMG bridges the gap between travel medical insurance and comprehensive international coverage.
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See what IMG Global costs for expats in Indonesia.
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Plans and Pricing
| Plan | Coverage | Indonesia (Age 35) |
|---|---|---|
| Global Select | Core international | $70-100/mo |
| Global Premier | Enhanced benefits | $100-140/mo |
| Global Elite | Comprehensive | $140-190/mo |
High-Deductible Strategy
IMG offers deductibles up to $25,000. In Indonesia, where routine care is very affordable, this approach makes sense:
- Pay routine care out of pocket (cheap in Indonesia)
- Save significantly on premiums
- Still have catastrophic and evacuation coverage
50% Deductible Waiver
IMG waives 50% of your deductible for care outside the US. Since you're in Indonesia, this effectively cuts your out-of-pocket maximum in half.
Who Should Choose IMG in Indonesia
Good Fit
- Budget-conscious expats
- Healthy individuals
- Those comfortable with high deductibles
- Long-term expats wanting international coverage
- Step up from travel medical insurance
Consider Alternatives
- Those needing mental health coverage
- Expats with pre-existing conditions
- Those wanting premium service
- Short-term nomads (SafetyWing cheaper)
Ready for Budget-Friendly Coverage?
Get a personalized IMG Global quote for Indonesia.
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Disclaimer: Verify coverage details directly with IMG before purchasing.