Written by
John Spencer
John Spencer is the founder of Compare Expat Plans, where he focuses on helping people compare health plans for life abroad. He emphasizes clear information, neutral analysis, and practical decision support.
Cigna Global in Italy
Cigna Global serves expats in Italy primarily during the pre-SSN period—covering visa applications and the months before you can enroll in Italy's public healthcare system. It's also valuable for those who travel frequently or want English-speaking support.
Italy has excellent public healthcare (SSN), but access requires residency establishment. Cigna bridges this gap and provides worldwide coverage that the Italian system doesn't offer.
1.5M+
Providers worldwide
24/7
English support
Pre-SSN
Immediate coverage
Get an Italy-Specific Quote
See what Cigna Global costs for expats living in Italy.
Get QuoteWe may earn a commission when you apply through our links. This does not affect our recommendations.
Visa Compliance
Italian visas (Elective Residence, Digital Nomad, Student) require proof of comprehensive health insurance. Cigna Global Gold and Platinum plans meet these requirements.
Visa Application Requirements
- Comprehensive coverage: Inpatient and outpatient required
- Valid in Italy: Coverage for the full visa duration
- Adequate limits: Italian consulates expect substantial coverage
After SSN Enrollment
Once you have SSN access (after permesso di soggiorno), you can decide whether to keep Cigna for worldwide coverage and private care access, or rely on the Italian public system.
Network Coverage in Italy
Cigna Global has a strong network in Italy, particularly in major cities with international hospitals.
Key Network Points
- Rome: Rome American Hospital, Salvator Mundi International Hospital
- Milan: Humanitas, San Raffaele Hospital
- Florence: Meyer Children's Hospital, private clinics
- Reimbursement: Any licensed Italian provider, submit for reimbursement
Plans and Pricing
| Plan | Coverage | Italy (Age 40) | Visa Compliant |
|---|---|---|---|
| Silver | Inpatient + Day-patient | €140-190/mo | Check |
| Gold | Silver + Outpatient | €200-270/mo | Yes |
| Platinum | Gold + Enhanced | €280-380/mo | Yes |
Which Plan for Italy?
- Silver: Inpatient only—may not meet visa requirements
- Gold: The practical choice for most expats
- Platinum: Maximum coverage for those wanting top-tier care
vs Italian Options
Keep Cigna Global If:
- You're in the pre-SSN period
- You travel outside Italy frequently
- English-speaking support is essential
- You might relocate from Italy
Switch to SSN If:
- You're staying in Italy long-term
- Budget is a concern (SSN is free/low-cost)
- You're comfortable with Italian healthcare
Who Should Choose Cigna in Italy
Good Fit
- New arrivals (pre-SSN period)
- Visa applicants needing coverage
- Expats who travel frequently
- Those wanting English support
- People who might relocate
Consider Alternatives
- Long-term Italy residents (SSN)
- Budget-conscious expats
- Those comfortable with Italian system
Ready for Coverage in Italy?
Get a personalized Cigna Global quote for your situation.
Get Your QuoteWe may earn a commission when you apply through our links. This does not affect our recommendations.
Disclaimer: Visa requirements and SSN enrollment rules change. Verify all information with Cigna Global and Italian authorities.
