Written by
John Spencer
John Spencer is the founder of Compare Expat Plans, where he focuses on helping people compare health plans for life abroad. He emphasizes clear information, neutral analysis, and practical decision support.
BUPA Global in Japan
BUPA Global is known for excellent customer service and has a strong presence in Japan's expat market. For those who value responsive support and help navigating Japanese healthcare, BUPA delivers a premium experience.
With decades of experience serving expats worldwide and established Japan relationships, BUPA provides reliable coverage to complement mandatory NHI.
$250-380
Monthly (Age 40)
Great Service
Excellent support
Japan Presence
Strong local network
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Premium coverage with excellent service.
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Why BUPA for Japan
Customer Service Excellence
- 24/7 multilingual support
- Dedicated care coordinators for Japan
- Fast claims processing
- Help navigating Japanese healthcare system
Japan Network
- St. Luke's International Hospital: Direct billing
- International clinics: Throughout major cities
- English-speaking providers: Network access
Comprehensive Benefits
- Lifetime renewability guarantee
- Mental health coverage
- Wellness programs
- Global coverage for travel
Plans and Pricing
| Plan | Coverage | Price (Age 40) |
|---|---|---|
| Essentials | Core inpatient | $200-250/mo |
| Comprehensive | Inpatient + outpatient | $250-320/mo |
| Elite | Full coverage | $320-380/mo |
Prices shown for healthy 40-year-old. Actual premiums depend on age, health, and coverage choices.
Coverage Details
What's Covered
- Inpatient: Hospital stays, surgery, ICU, cancer
- Outpatient: Doctor visits, specialists (Comprehensive+)
- Emergency: Worldwide emergency coverage
- Evacuation: Medical evacuation included
- Mental health: Comprehensive coverage
- Wellness: Annual health checks
Limitations
- Pre-existing conditions: Underwriting or moratorium
- Maternity: 12-month waiting period
- Dental/vision: Optional add-ons
Who It's Best For
Service-Oriented Expats
If responsive customer service matters—quick answers, care coordination, claims support—BUPA excels.
Long-term Expats
BUPA's lifetime renewability and strong Japan presence suit those planning extended stays.
Families
BUPA's family plans and maternity coverage make it solid for expat families in Japan.
Compare BUPA Plans for Japan
Find the right coverage level.
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Disclaimer: Prices and coverage details are estimates. Get a personalized quote for accurate pricing.
