Written by
John Spencer
John Spencer is the founder of Compare Expat Plans, where he focuses on helping people compare health plans for life abroad. He emphasizes clear information, neutral analysis, and practical decision support.
Allianz Care in Netherlands
Allianz Care offers German-backed international health insurance with strong European presence. For expats in the Netherlands who are exempt from mandatory Dutch insurance, Allianz provides comprehensive coverage at competitive prices.
As a major European insurer, Allianz understands EU healthcare systems well, making claims and coordination straightforward for Netherlands-based expats.
€2M+
Maximum coverage
EU Expertise
European presence
15-20%
Below premium tier
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Value-driven international coverage.
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When Allianz Makes Sense
For Those Exempt from Dutch Insurance
Allianz Care works well as primary coverage if you're:
- Posted to Netherlands temporarily with A1 certificate
- Working for international organizations
- On short-term assignments
- Maintaining coverage from another EU country
EU Integration Advantage
Allianz's European roots mean:
- Understanding of EU healthcare coordination
- Experience with cross-border claims
- Strong provider relationships across Europe
- German regulatory oversight
Plans and Pricing
| Plan | Coverage | Netherlands (Age 35) |
|---|---|---|
| Essential | Inpatient core | €140-180/mo |
| Classic | Inpatient + Outpatient | €210-280/mo |
| Premium | Comprehensive | €290-380/mo |
Value Position
Allianz typically costs 15-20% less than premium competitors like Cigna while offering comparable core coverage. For EU expats who value coverage quality over brand prestige, Allianz offers strong value.
Who Should Choose Allianz in Netherlands
Good Fit
- EU expats exempt from Dutch insurance
- Posted workers with A1 certificates
- Value-conscious international coverage seekers
- Those traveling frequently within Europe
- German expats (familiar brand)
Consider Alternatives
- Those required to have Dutch insurance
- Long-term NL residents working locally
- Those wanting premium brand/service
- Budget seekers (Dutch basic is cheaper)
Ready for EU-Backed Coverage?
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Disclaimer: Verify your Dutch insurance obligations before choosing international coverage.
