Written by
John Spencer
John Spencer is the founder of Compare Expat Plans, where he focuses on helping people compare health plans for life abroad. He emphasizes clear information, neutral analysis, and practical decision support.
SafetyWing in Vietnam
SafetyWing is popular among digital nomads in Vietnam's growing remote work scene—particularly in Ho Chi Minh City, Hanoi, and Da Nang. At $45/month, it provides affordable travel medical coverage for healthy individuals.
Vietnam's very affordable healthcare makes SafetyWing a reasonable choice for emergency coverage, since you can easily pay for routine care out of pocket.
$45/mo
Starting price
$250K
Maximum coverage
$100K
Evacuation coverage
Quick Coverage for Vietnam
SafetyWing is easy to purchase and starts immediately.
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What SafetyWing Covers
SafetyWing Nomad Insurance includes:
- Emergency medical: Up to $250,000
- Hospital stays: Covered after deductible
- Emergency dental: Pain relief and emergency care
- Medical evacuation: $100,000 (to Bangkok/Singapore)
- Trip interruption: Some coverage included
How It Works in Vietnam
SafetyWing operates on a reimbursement basis. Pay for care at Vietnamese hospitals (FV Hospital, Vinmec) and submit claims for reimbursement. Given Vietnam's low costs, this is manageable for most expats.
Limitations
What SafetyWing Doesn't Cover
- Pre-existing conditions: Completely excluded
- Routine care: Checkups, preventive care not covered
- Mental health: Not covered
- Maternity: Not covered (except emergency complications)
- Chronic conditions: Ongoing treatment not covered
Vietnam Context
The good news: Vietnam's routine care is so cheap ($15-30 for a GP visit) that paying out of pocket is easy. SafetyWing's emergency coverage provides a safety net for serious events while you handle routine care yourself.
Plans and Pricing
| Plan | Coverage | Price |
|---|---|---|
| Nomad Insurance | Travel medical | $45-70/mo |
| Remote Health | Health insurance | $160-220/mo |
Nomad Insurance vs Remote Health
- Nomad Insurance ($45/mo): Travel medical. Best for healthy nomads in Vietnam.
- Remote Health ($160+/mo): Actual health insurance. Better for longer stays or those wanting comprehensive coverage.
Who Should Choose SafetyWing in Vietnam
Good Fit
- Healthy digital nomads
- Short to medium stays
- Budget-conscious travelers
- Those with no pre-existing conditions
- Expats comfortable with limitations
Consider Alternatives
- Long-term expats (1+ years)
- Anyone with pre-existing conditions
- Those needing mental health coverage
- Families with children
- Retirees
The Bottom Line
SafetyWing works well for Vietnam's digital nomad scene. The combination of affordable travel medical insurance plus cheap out-of-pocket routine care is practical for healthy individuals. For longer stays or health concerns, consider international health insurance.
Need More Than SafetyWing?
Compare comprehensive international health insurance for Vietnam.
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Disclaimer: SafetyWing Nomad Insurance is travel medical insurance with limitations. Review policy details carefully before purchasing.